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Car Insurance for Thai girlfriend and me
Me and my Thai girlfriend are looking to buy a car soon, what would the process be to get me insured?

Is just the same as calling them up and telling them my details?

I won't be owning the car it will be my girlfriend's car but I can still drive it?

I'm just wondering as I'm not a permanent resident nor do I have any special visa. It's just so when I visit I can just jump on the car and go wherever.
Tags: thailand car insurance
Edited 9/13/2019 11:02:28 AM by redplanettravelboss ...View History
Question Status: Open
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  • 3
    OPTIMALSHOP
    If you buy new they normally give 1st year free,, if not just go to an insurance office, not that complicated. Get an International Drivers License, easier than getting a Thai license and satisfies insurance and police.
  • 0
    BWEAVER76
    International drivers license is only valid to use in Thailand for 60 days, after that you need to get a thai license.
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Answer @ 1/29/2019 7:00:00 PM by ABergstrand
You would contact an insurance company or an broker who could give you 3-5 option to choose between.

But don't forget to get an insurance there would cover if other party are driving the car in case of accident.
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Answer @ 2/7/2019 3:00:00 PM by KERR88
You need to have: Money, Driving license,Work permit and Visa Address (or rent contact) This is basic of doc.
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Answer @ 2/12/2019 8:00:00 AM by automaticallyproud87
I lived there 3 years. We had a Land Rover that we brought along from the States.

Our insurance was very very cheap, around $110 per year.

That was for 2 drivers, my wife and I. We used มิตรแท้ insurance.

https://www.mittare.com/web2016/
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Answer @ 2/20/2019 1:00:00 PM by burlingameknown
Car insurance is different here (to the UK at least) in that its the car that is insured, not the driver.

So once its covered, anyone with a valid license can drive it.

On a side note, you can buy and own the car (on a tourist 30 day exemption even) but u need a room rental contract and a cert of residence from your embassy.
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Answer @ 2/24/2019 7:00:00 PM by Salt91
I suggest you not to buy it in two people's name, its just a car and the paperwork for it will probably be annoying to take care of (I.e when u have to pay tax and stuff).

If you buy a brand new car, it will come with first class insurance. If you get a used one, you should ask the shop how much longer the car will be insured.

Depending on the car, it might cost you from 10k (economy) - 40k (luxury) to renew the insurance. But let me warn you, insurance in Thailand is unreliable.

My car had a small tiny scratch on the bumper and they took 2 months to approve it with so called 'first class insurance'.

It will even take longer if your car gets totalled (happened to a friend of mine).
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Answer @ 3/2/2019 8:00:00 AM by Allenderfirst69
There are 2 types of insurances. One is government and is compulsory.

The second is optional and depends if you want first class I.e covers everybody and all cars in a crash or limited insurance where they only pay the person you are involved with.

Once the car is insured anybody who has a valid and correct license can drive the car. An IDL May be required, but if you live in Thailand and have a visa then by Thai law should have a Thai license. Easy to obtain if you already have a full driving license from home country and is recognised.
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Answer @ 3/3/2019 3:00:00 AM by Kingsleyby75
10 Reasons Not To Drive or Buy a Car in Bangkok:

1. Your car will add the super heavy traffic
2. Nobody says good things when they get stuck in a traffic
3. There are so many ways to get to your destination and way much easier and faster especially when you are single and no kids with you
3. No chance of dealings with other A-hole drivers
4. No waste of time
5. No car maintenance and yearly renewal of insurance
6. You have zero probability of getting killed by a car driving accident or vise versa, kill somebody.
7. Parking space is another problem to think
8. Air pollution. Even brand new cars contribute to bad air quality.
9. When you and your gf have a quarrel inside the car you cannot easily evaporate unless you will kick her out.
10. If you drive everyday in Bangkok there’s a higher chance that you will be unhappy. Unless you will only use your car once in a while to unwind outside the crowded city.

I have 10 reasons to buy a car too. I will let you know next year after I buy.
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